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This Disclaimer of Housing Opportunities Collaborative ("HOC"), a California non-profit applies to the information contained at all HOC owned websites and domains ("HOC Websites").

Information Disclaimer

The content of HOC Websites is for general information purposes only and does not constitute advice. HOC tries to provide content that is true and accurate as of the date of writing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. Visitors to HOC Websites should not act upon HOC Websites' content or information without first seeking appropriate professional advice.

HOC Websites are not intended to be a source for advice. Visitors to HOC Websites should always seek the advice of an appropriately qualified professional. HOC assumes no responsibility for information contained on HOC Websites and disclaims all liability in respect of such information. In addition, none of HOC Websites' content will form any part of any contract between HOC or constitute any type of offer by HOC. Specific disclaimers may apply in addition to certain content or parts of the site.

HOC accepts no responsibility for and excludes all liability in connection with browsing HOC Websites, use of information or downloading any materials from it, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. The information at HOC Websites might include opinions or views which, unless expressly stated otherwise, are not necessarily those of HOC or any associated non-profit or corporation or any person in relation to whom they would have any liability or responsibility.

All content and information at HOC Websites might be changed or updated without notice. HOC might also make changes or improvements at any time without notice.

HOC Websites are provided “as is” and HOC expressly disclaims any and all warranties, express or implied, to the extent permitted by law, including but not limited to warranties of satisfactory quality, merchantability, or fitness for a particular purpose, with respect to the service or any materials.

HOC hereby excludes liability for any claims, losses, demands, or damages of any kind whatsoever with regard to any information, content, or services provided at HOC Websites, including but not limited to direct, indirect, incidental, or consequential loss or damages, compensatory damages, loss of profits, or data, or otherwise.

Disclaimer of Endorsement

Reference within HOC Websites to any specific commercial or non-commercial product, process, or service by trade name, trademark, manufacturer or otherwise does not constitute or imply an endorsement, recommendation, or favoring by HOC. The views and opinions of the authors of content published at HOC Websites does not necessarily state or reflect the opinion of HOC or its owners, and cannot be used for advertising or product endorsement purposes.

References to books, software, web sites, or products as “Recommended by HOC” are specific suggestions only and do not necessarily constitute or imply an endorsement.

Disclaimer for Links to External, Third Party Web Sites

Links to external, or third party web sites, are provided solely for visitors' convenience. Links taken to other sites are done so at your own risk and HOC accepts no liability for any linked sites or their content. When you access an external web site, keep in mind that HOC has no control over its content.

Any link from HOC Websites to an external web site does not imply or mean that HOC Websites endorses or accepts any responsibility for the content or the use of such web site. HOC Websites do not give any representation regarding the quality, safety, suitability, or reliability of any external web sites or any of the content or materials contained in them. It is important for users to take necessary precautions, especially to ensure appropriate safety from viruses, worms, Trojan horses and other potentially destructive items.

When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.

Content and Links Disclaimer

HOC seeks to ensure that all content and information published at HOC Websites is current and accurate. The information at HOC Websites does not in any way constitute legal or professional advice and HOC cannot be held liable for actions arising from its use. In addition, HOC cannot be held responsible for the contents of any externally linked pages.